|
All Discount Insurance Services, Inc.
(Lic#0C26164)
IMPORTANT NOTICE REGARDING OUR PRIVACY
POLICY
All Discount Insurance Services, Inc. has established policies
and practices that respect the privacy of our companies' customers
and consumers of insurance. All Discount Insurance Services, Inc.
is not an insurer/insurance carrier, your insurer is not obligated
to abide by our privacy policy. Your insurer/insurance carrier is
required by law to have a privacy policy of its own, and to provide
you with a copy of that policy. Our current privacy practices are
summarized below. We reserve the right to revise our privacy policy
at any time, and we will provide you with a revised notice if changes
are made that will result in disclosures of your nonpublic personal
information beyond those outlined in this notice.
The Types of Information about You That
We May Collect
We may collect the following types of nonpublic personal information
about you from sources below:
Information we receive from you on applications
and other forms, such as name, address, phone number, social security
number, driver license number, and date of birth;
Information we receive about you from
your agent/broker;
Information we receive as result of your
transactions with us, our affiliates or others, such as information
about your insurance policy's account balance, your premium payment
history, and your bank account number; and
Information we receive from outside sources
such as consumer reporting agencies, including motor vehicle records,
credit reports, and claim history reports.
The Types of Information About You That
We May Disclose and To Whom We May Disclose This Information
We do not disclose nonpublic personal information about our
customers or former customers to anyone, except for routine processing
of transactions at their request and as otherwise permitted by law.
Examples of parties to whom we may disclose
your nonpublic personal information, without your authorization,
include:
People or organizations that perform a
business function for us, our employees, including but not limited
to our agents/brokers, customer service representatives, and our
accounting department personnel,
Regulatory and law enforcement authorities,
such as government offices or courts which subpoena records,
Independent claim adjusters who are handling
a claim involving you or your insurance policy,
Insurance support organizations which
gather data to help deter or prevent insurance crimes,
Other insurance companies or insurance
support organizations in connection with an insurance transaction
involving you or your policy.
Security of Your Information
We have implemented procedures and policy guidelines to safeguard
the privacy of your nonpublic personal information from unauthorized
use or improper access. Within our companies, we restrict access
to protected information to only our employees who have a business
purpose to access such kinds of information. When we share personal
information with companies working on your behalf, we protect that
information where required by federal law with a confidentiality
agreement. We also maintain physical, electronic and procedural
safeguards to guard your nonpublic information.
If You Are an Internet User
In addition to the information contained in this Important Notice,
should you use the Internet and access the website of one or more
of our companies, it may contain additional information relating
to your use of that website.
Use of Information:
Information obtained from a report prepared by an insurance support
organization or insurance carrier may be retained by the insurance
support organization and/or insurance carrier and disclosed to other
persons.
Right to access and correct information:
You may see and copy in person, or if you prefer, we will copy and
send to you, the personal information about you in our files (except
we will not share with you any privileged information, such as information
collected in connection with a lawsuit or claim, and, should the
law require, we may request professional approval before sharing
certain medical information with you). We may make arrangements
with an insurance support organization or a consumer-reporting agency
to copy and disclose personal information to you on your behalf
. If you advise us that any of the personal information we have
about you in our records is incorrect, we'll reinvestigate and if
we agree there was an error, we will correct it. If we don't agree,
you're still entitled to file a statement with us, disputing the
information. We'll send the correction or statement to anyone who
received or will receive the original information. In order for
us to safeguard your information, your request to see and copy such
information must be in writing and include your name, address, policy
number, daytime phone number, and a copy of personal indentification
such as your driver's license. If you would like a copy of your
file, you may send a copy of your request to us by addressing it
as follows: "Attention: Privacy Coordinator" and then mailing
it to our corporate office at: 28910 Rancho California Rd. Suite
204 Temecula, Ca. 92590
|