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Automobile Insurance
Automobile insurance plays an important role in protecting consumers from serious financial losses that can result from property damage, medical and legal costs, and loss of income related to accidents.
State Requirements:
In most states, you are required to carry auto liability insurance (or post a bond) and provide proof of insurance before you can register your vehicle. If you are caught driving without insurance, you may have to pay a large fine and have your driver's license suspended and/or have your vehicle impounded.
Most states require drivers to carry minimum liability coverage. In many cases, the required minimum coverage may not be enough to pay for all the damages that result from an accident and the driver will have to pay the additional expenses out of pocket.
Types of Auto Insurance Coverages:
There are many different types of auto insurance coverages for you to choose from. We can work with you to decide what coverage combinations provide the best protection at a price that fits your budget.
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Fault or No-Fault - Depends on state law. |
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Collision - Pays damages to your own vehicle. |
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Comprehensive - Pays for losses from fire, theft, storm, etc. |
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Deductible - The amount of a covered loss you agree to pay. |
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Bodily Injury - Pays for injury to others when you are at fault. |
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Property Damage - Pays for property damage when you are at fault. |
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Medical Payments - Pays for your own or your passenger's medical expenses. |
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Uninsured/Underinsured Motorist - Coverage for you if other driver is not insured or is underinsured. |
All Discount Insurance Services has partnered with
Nation Safe Driver Roadside Assistance
In addition to basic auto insurance, consider these optional services to provide added protection for your vehicle:
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Emergency roadside assistance and towing service |
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Car rental reimbursement
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